Many people still do not understand about how to wisely use a credit card so that ultimately stuck huge debt bondage. Communities also do not understand about the matter of compound interest credit card so that it can lead to soaring bills.
Jump in credit card bills that lately sticking out his case for causing the death of a customer’s credit card. Uniting Nations Secretary-General is the Party (PPB) Irzen Octa (50) who died in the process of loan repayment to Citibank debt collectors.
Victims on Tuesday (3/29/2011) morning went to the Citibank credit card bills to question the swell. According to the victim, the credit card bill of Rp 48 million. However, the bank claimed his credit card bill reaches USD 100 million. There, the victim was taken to a room and questioned by a third person who is a debt collector 2 people and 1 employee of Citibank billing. In the process, Irzen dead and now police are investigating.
Irzen death was also caused turmoil surrounding community behavioral services debt collector or debt collectors who were often rude. Customers are generally not comfortable because sometimes behave inhuman debt collectors, while the bank admitted need the service to resolve claims.
How to avoid credit card bill that does not swell? And what if it turns out unwitting credit card usage has exceeded the ability to pay? Here’s an explanation from the Chairman of the Banking Mediation and Mediation Investigations Directorate of Bank Indonesia Banking, Martha encountered in the BI Building, Learning from violence cases debt collectors do you think about this? How best to respond to customer and bank arrears bill?
In accordance with the provisions of product transparency, banks should clearly convey information about the liability to be borne by the customer due to customer credit arrears.
We recommend that customers should understand well the obligations inherent in the use of credit cards so if have arrears and payment difficulties then the customer should immediately contact the bank to inform them and apply for an extension of the payment of such restructuring, reduction of penalty, or interest. The important thing is the good faith of the customer to pay off its obligations.
How should customers use credit cards to avoid high bills caught up?
We recommend that customers use credit cards wisely and adults that use according to need and ability to pay credit card which only serves as a means of suspension of payment must be repaid on time.
It should be understood by the customer has a credit card that does not mean having additional income. Besides, customers also need to consider concessions revenue / income that is used to cover the bills to pay.
Every time you use your credit card to pay for something my old customers have been added debt means that if not immediately paid will be no calculation of interest incurred as a result of paying bills late or pay less than the total bill.
So the thing to remember is every time you use your credit card will be no additional debt, try to pay off prior to maturity.
Possibility Related Posts:
Posted in MarketingTips | 
Tags: Bank, Bank Indonesia, Citibank, Collection agency, Credit card, Customer, Debt, Jakarta